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💶How much purchasing power fiat currencies have lost over the past 25 years.

So… keep your money in Swiss banks 😉

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📵Mobile Applications in 2026

Vibe coding has allowed us to create websites in just a few minutes without designers and programmers. Next year, vibe coding will reach apps in the App Store and Play Market.

Here are some predictions:

1. Apps are disposable. They aim not to retain users forever but to solve a specific micro-task in the moment. Downloaded - gained value - paid $1 - moved on.

2. One or two vibe coders launch 10-20 apps a year, hoping that a couple will generate income.

3. Product names resemble clickbait headlines. Attention is more valuable than functionality.

4. The fastest-growing group is apps like "function + for whom." For example, a CRM for marketers, a calendar for nail salons, etc.

5. The main sales channel for apps is communities and opinion leaders.

6. Mass fatigue from the oversaturation of apps. Screens are cluttered with junk that we don’t use.

Overall picture: the vibe coder digs, and those who sell you shovels are opinion leaders. Which side are you on? 🤨

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💰Income Strategy for 2026

1. Create a small digital product with a monthly income of $10K. Not to take over the world or build a unicorn—just a commodity with a ten.

2. Use the revenue to purchase something boring and offline—like a self-service laundromat or a parking lot.

3. Digitize the old-school business as much as possible by replacing people. This will increase the margin.

4. Repeat the cycle, balancing the portfolio in a 60/40 ratio (boring/innovation).

In three years, you will solve most financial problems. And you can stop worrying about retirement 😉

This is not a recommendation for passive income. In the first year, you’ll have to work hard like Papa Carlo. Courage and willingness are necessary.

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🙃An Australian AI company turned out to be a call center in Kenya.

Instead of a neural network, people were communicating with clients.

One of the employees of New Media Services revealed that he worked as a 'text operator' and, on behalf of three to five fictional characters, engaged in romantic and intimate conversations with lonely Americans who believed they were chatting with AI girlfriends.

He was paid 5 cents per message. The main task was to get the client to extend their subscription.

If you want to live, you'll find a way 😅

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🎩Universal injustice or how the world is structured

The top 10% of the richest people in the world earn more than the combined total of the other 90%, according to a study by The World Inequality Lab.

They also control 75% of all global wealth, while the poorest half of humanity holds only 2%.

On average, women earn 61% of what men earn.

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😁 The potential of Excel has been explored only by 1%. This time, experts demonstrated how to create a Christmas tree in a spreadsheet.

Happy New Year! 🎄

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🔝Top AI Tools for Sales Growth

These services not only automate routine tasks but also genuinely help increase revenue.

Zia (Zoho AI) — analyzes customer data and predicts who is most likely to buy, providing personalized deal recommendations.

People.ai — automatically gathers data from CRM, emails, and calls, identifies successful tactics, and finds growth opportunities in sales.

Pecan AI — forecasts demand and sales, helping to plan purchases and marketing more accurately, thereby reducing risks.

Sybill — analyzes negotiations with clients, identifies their emotions, and suggests how to conduct the dialogue better to close the deal.

We maintain and increase conversion rates 🚀

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📊How many new startups are launched by solo entrepreneurs

A 13 percentage point increase over 5 years is impressive.

Do you still need a team to get started? That excuse no longer holds up 🤨

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💫Three strategies that are currently working wonders:

Waiting List
A guy created an AI service for generating viral content for Twitter. He recorded a video and a series of posts on the topic of "what people share." Each post provided value, examples, and included a one-liner inviting readers to try the product. He sent four emails with case studies and templates to those who left their contact information to warm up their interest. He gathered 500 contacts and opened access to 50 of them with a 50% discount ($49 instead of $99). He spoke with the buyers to find out what they liked, what annoyed them, and what needed improvement. He repeated the process with another 50, raising the price. In 35 days, he reached $20K in monthly revenue.

📌 Algorithm: useful content -> warming up -> waiting list -> gradual price increase.

Hype Wave
A well-known blogger expressed outrage: "Startup founders lie about their revenues." The debate quickly amassed over 1000 comments in a day. While people were arguing, one clever individual created a revenue verification service called TrustMRR and published the link in the same discussion. He gained 3000 users and $24K.

📌 Algorithm : find posts that are getting hundreds of likes and comments in your niche -> create a product related to the discussed topic in an evening -> post the link in the comments -> receive massive traffic.

AI Recommendations
A team launched a form-filling service called Tally. They created three detailed and "honest" comparison pages on their website with popular competitors. They fed these pages to Reddit. When someone asked ChatGPT, "What are the alternatives to TypeForm?" the AI cited their texts and recommended Tally. The result: 2000 paying users from ChatGPT in 6 months and $338K in revenue. The conversion rate was 17 (!!!) times higher than from Google.

📌 Algorithm: create 3-4 pages comparing "our product vs. well-known competitors" -> feed it to Reddit -> get recommended by AI -> receive traffic.

Take these strategies and put them to use—don’t delay; the window will close in a year!

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"When talking about a startup, it's better to use verbs rather than nouns.

Say what you do, not who you are.

Not because it sounds more dynamic, but simply because it's clearer."

- Paul Graham

For example:
❌ We have a legal AI startup.
✅ Our AI scans contracts and identifies all significant risks in 30 seconds.

Indeed, at meetings, people always ask what you do. A traditional business can respond: I have a publishing house. It's clear. But with startups, it's not that simple because the technology behind the business can only be understood through verbs.

Practice this in your spare time 🤓

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🚘Porsche and Lamborghini can now be purchased with cryptocurrency

Porsche Centre Montpellier and Lamborghini Bordeaux have started accepting payments in cryptocurrency through the French fintech service Lyzi on the Tezos blockchain. Payments can be made in BTC, XTZ, USDC, EURC, and over 80 other crypto assets.

The dealers, however, receive euros in their accounts— all the volatility and conversion risks are handled by the payment provider, not the business.

It's time to start accumulating BTC if you haven't already 😉

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🏆TOP best browser extensions for any office work

HARPA AI: automates everything that moves in the browser — monitoring, reminders, bots, scraping. The internet works for you;

Quillbot: your text savior. Cleans up errors, rephrases, suggests synonyms, and helps you write neatly and clearly;

Monica and Sider: a sidebar packed with neural networks. Generation, translation, proofreading — all in one click;

Fireflies and Bluedot: transcribe calls and take notes for you while you just pretend to listen;

QuestionAI and eJOY: study hacks — subject breakdowns, homework help, explaining things in a way that even your teacher would appreciate;

Adobe Photoshop: the web version of Photoshop with AI. Easier, faster, but all the tools are still there. A VPN is required;

Phia: AI for shopping, compares prices and whispers where it's cheaper. If you're still hunting for affordable RAM — your new best friend.

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Happenstance.ai is a service that gathers all the information from open sources based on a username.

It's useful to learn about a person before meeting and quickly find topics for conversation. And not just that.

Feel like a hacker! 😎

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🧑‍💻Superpowers - a library on GitHub of ready-made workflows for AI agents that expands their capabilities in vibe coding.

With it, you can assign an agent a detailed plan for a complex project with a single command:
• Create a detailed plan for a complex project
• Build the architecture and development structure
• Write unit tests for each function
• Conduct code analysis and review

The library is compatible with popular models such as Claude Code, Codex, and OpenCode 👍

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"If you are not scared of what you are doing, it means you are not doing enough."

- Ben Horowitz

Often, the main reason for founders' failure lies not in the market or the product, but in simple self-doubt.

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💰The CEO of OnlyFans revealed the secret to the company's success

They hire only juniors and seniors, eliminating mid-level employees. Newcomers handle routine tasks, while complex decisions are made by their senior colleagues.

Juniors are rewarded for completing challenging tasks, which eliminates bias against young employees.

The company has only 42 employees, who generate over $7 billion in revenue annually! 😲

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🪙Top countries with the largest amount of BTC

Bhutan and El Salvador hold $1.6 billion in Bitcoin. These micro-states ranked 5th and 6th in the world in terms of reserves of this cryptocurrency.

Crypto has firmly entered our lives and will continue to penetrate deeper 👀

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World of Statistics has shown which companies have the highest revenue per employee in 2024.

🥇 OnlyFans — $37.6 million per person
🥈 Valve — $19 million
🥉 YouTube — $7.6 million

Irony of the year: an adult content service outperforms Big Tech in efficiency.

Well, ce la vie ♥️

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💍The smart ring Moodring connects to TradingView and transmits tactile signals when the price of your cryptocurrency changes.

Moodring works not only with cryptocurrency: you can receive tactile signals related to workouts, sleep, work, and notifications.

Another gadget to increase your stress levels 🤪

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👎Meta has officially acknowledged that its metaverse is the failure of the decade: nearly $80 billion has been spent on virtual worlds and headsets, and now the company is cutting its budget and downsizing departments.

It turned out "unexpectedly" that Zuckerberg's dreams of computer worlds are not needed by anyone. So much so that when investors learned of the decision, the company's stock immediately went up.

Now Mark is redirecting funds towards AI and wearable devices: glasses, hybrid AR/VR gadgets, and AI features in social media, which are expected to generate real demand and quick revenue. Ironically, in the field of neural networks, Meta is also a huge outsider—despite all its billions, it cannot outpace any Chinese model, which frustrates Mark immensely 😠

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